Step 1: Recognize Qualifying Mental Health Conditions

To qualify in Texas, your disorder must include:

• Diagnoses such as major depression, anxiety disorders, bipolar disorder, PTSD, or schizophrenia.
• Symptoms that significantly impair your ability to perform work-related tasks and daily living activities.
• Comprehensive documentation from licensed mental health professionals.

Step 2: Meet the SSA’s Duration and Severity Criteria

Your mental health condition should:

• Be expected to last 12 months or longer or be considered terminal.
• Include ongoing treatment records and assessments showing persistent limitations.
• Have evaluations detailing functional impairments related to work.

Step 3: Fulfill Work Credit Requirements

Eligibility also requires:

• Accumulated enough work credits by paying into Social Security through employment.
• Credit requirements depend on your age at disability onset.
• Typically, most applicants need about 20 work credits earned in the last decade.

Step 4: Undergo the SSA’s Disability Evaluation Process

The SSA will:

• Review medical evidence and statements from your healthcare providers.
• Assess your residual functional capacity to determine if you can perform any kind of work.
• Consider whether you can work in your previous job or adapt to other jobs.

Common Reasons Mental Health SSDI Claims Are Denied

Claims may be rejected due to:

• Lack of detailed medical records confirming your mental health limitations.
• Mild or brief conditions that don’t meet SSA severity standards.
• Not attending required evaluations or follow-up exams.
• Insufficient work history or credits.